How to buy funds
In recent years, with the popularity of financial management awareness, fund investment has become the choice of more and more people. So, how do you buy funds? This article will give you a detailed introduction to the fund purchasing process, precautions, and recent hot fund topics.
1. Fund purchase process
Purchasing a fund is usually divided into the following steps:
1.Choose fund platform: Investors can purchase funds through banks, securities companies, and third-party financial management platforms (such as Alipay, Tiantian Fund, etc.).
2.Open an account: To open a fund account on a selected platform, you usually need to provide ID card, bank card and other information.
3.Select fund: Choose the appropriate fund type (such as currency funds, stock funds, hybrid funds, etc.) based on your own risk tolerance and investment goals.
4.Place an order to buy: After confirming the purchase amount, submit the order and complete the payment.
5.Hold and Redeem: After the fund is purchased, it can be held for a long time and can also be redeemed when needed.
2. Recent hot fund topics
The following are fund-related topics with high search volume in the past 10 days:
| hot topics | Search volume (10,000) | Main discussion content |
|---|---|---|
| New Energy Fund | 120 | The new energy industry has performed strongly recently, and related funds have attracted much attention |
| Fund fixed investment | 95 | The advantages of fixed investment strategies in volatile markets |
| QDII Fund | 80 | Overseas market fluctuations, QDII fund risks and opportunities coexist |
| Monetary Fund Yield | 65 | Monetary fund yields continue to fall as investors look for alternatives |
3. Things to note when purchasing funds
1.Understand the risks: Different types of funds have different risk levels, and investors need to choose according to their own circumstances.
2.Pay attention to costs: Fund purchases usually involve subscription fees, management fees, etc., and the fees on different platforms may vary.
3.Diversification: Don’t invest all your money in a single fund, diversifying your investments can reduce risk.
4.long term holding: Fund investment is suitable for long-term holding. Frequent short-term operations may increase costs.
4. How to choose a fund that suits you?
The following are several indicators that you can refer to when choosing funds:
| indicator | Description | Reference value |
|---|---|---|
| Historical rate of return | Fund's past performance | Annualized rate of return＞5% |
| fund manager | Manager experience in managing funds | Working experience＞3 years |
| Fund size | The total assets of the fund | 1-5 billion is appropriate |
| expense ratio | Management fees, custody fees, etc. | <1.5% |
5. Summary
Fund investment is a relatively convenient way to manage money, but investors need to fully understand its risks and purchase process. By choosing the right platform, diversifying investments and holding them for the long term, investment returns can be effectively increased. Recently, topics such as new energy funds and fixed investment strategies have become more popular. Investors can pay attention to relevant developments and make decisions based on their own needs.
I hope this article can help you better understand how to buy funds, and I wish you good luck with your investment!
check the details
check the details
en
